The $100 Bill

I often discuss with my patients the issue of the $100 bill. When one has a crisp new $100 bill, one is fearful of breaking it. Through difficulty the bill is broken into fragments. Quickly, we use the first $20 without much concern as there are plenty residual notes.

The next $30 is spent more thoughtfully and with intent. However, the remainder $50 is more stingily parted with. The first $20 of the remaining ($50 to $70) is spent with much thought and consideration. But the last $30 is quite difficult to part with as if knowing one is running out.

Well, we all at best have 100 years to live. Although the average life span is the 80's. Youthfully, we spend our first twenty years of life as if we were living forever, invincible. From our 20's to our 50's we toil and struggle and plan life and spending the remainder of the years in retirement. Sadly, many of us never get the "guaranteed $100 or even $80 as we die prematurely from heart disease, cancer, or other unforeseen death.

Since, the majority of my patients are above 50, I emphasize the stingy nature and careful spending of the remaining notes and years. Valuing individuals, moments and treasuring people in our life gain the most importance, knowing that we could be robbed at any one moment....permanetnly.